Document Support for Loans & More

✅ 1. Personal Loan Purpose: Marriage, travel, medical, education, etc. Loan Amount: ₹10,000 to ₹50 lakh Interest Rate: 9% to 24% p.a. Tenure: 1 to 7 years Eligibility: Salaried/self-employed, 21–60 years, stable income Documents: Aadhaar, PAN Salary slips or bank statements Address proof Popular Providers: HDFC, ICICI, Axis Bank, Bajaj Finserv, SBI ✅ 2. Home Loan Purpose: Purchase, construction, or renovation of a house Loan Amount: Up to ₹10 crore+ Interest Rate: 8% to 11% p.a. Tenure: Up to 30 years Eligibility: Good credit score, income stability Documents: Property papers KYC documents Income proof Popular Providers: SBI, LIC Housing, HDFC, ICICI, PNB Housing ✅ 3. Education Loan Purpose: Higher education (India or abroad) Loan Amount: ₹50,000 to ₹1 crore Interest Rate: 8% to 14% p.a. Tenure: Up to 15 years Eligibility: Admission proof in recognized institution Documents: Admission letter Fee structure Academic records Co-applicant income proof Popular Schemes: SBI Scholar, Vidya Lakshmi Portal, Credila ✅ 4. Business Loan Purpose: Business expansion, working capital, machinery, etc. Loan Amount: ₹50,000 to ₹5 crore Interest Rate: 10% to 22% p.a. Tenure: Up to 5 years Eligibility: Business vintage, ITR, turnover Documents: GST, ITR Business proof Bank statements Schemes: Mudra Loan (Shishu, Kishore, Tarun), PMEGP, CGTMSE ✅ 5. Vehicle Loan Purpose: Two-wheeler or four-wheeler purchase Loan Amount: Up to 100% of on-road price Interest Rate: 8% to 15% p.a. Tenure: 1 to 7 years Documents: KYC, income proof, vehicle quotation ✅ 6. Gold Loan Purpose: Emergency funding using gold as collateral Loan Amount: Based on gold weight (₹1,000/gm approx) Interest Rate: 7% to 16% p.a. Tenure: 3 months to 3 years Quick processing, minimal documents Providers: Muthoot Finance, Manappuram, banks ✅ 7. Loan Against Property (LAP) Purpose: Large personal/business expenses Loan Amount: Up to 70% of property value Interest Rate: 8.5% to 14% p.a. Tenure: Up to 15 years Documents: Property documents, income proof, KYC ✅ 8. Government Loan Schemes PM Mudra Yojana: ₹10,000 to ₹10 lakh for small businesses Stand-Up India: Loans for SC/ST/Women entrepreneurs PMEGP: Upto ₹25 lakh for new businesses Kisan Credit Card (KCC): Loans for farmers